Our Services

For individuals, we provide wealth management and financial planning services. 

For retirement plan sponsors, we provide a thorough process to help plan sponsors evaluate, understand and implement comprehensive retirement programs:

Fiduciary Assistance 

• Assist employer in addressing ERISA fiduciary requirements
• Assist investment committee with creating Investment Policy Statement (IPS)
• Monitor investment performance and replacement process
• Participate in Investment Committee meetings
• Conduct and deliver annual fiduciary review 

Plan Sponsor Solutions

• Vendor analysis and fee benchmarking
• Executive compensation plan design and implementation assistance
• Plan analysis, design assistance, communication and implementation of:
  • Legislative updates
  • Marketplace changes

Participant Solutions

• Employee education and communication
• Help create plan/policy for employee retirement education and enrollment
• Help participants stay the course
• Help participants convert retirement savings into income at retirement

Investment Strategies

• Comprehensive proprietary research and analysis on an expanding universe of portfolio managers and investment products
• Complete objectivity in selecting investments and plan providers
• Expertise with non-qualified plans, rollovers and income generation for retired participants
• LPL’s Retirement Plan Consulting Program (RPCP)
  • Limits sponsor risk exposure under ERISA 3(21) co-fiduciary rules, as well as IRS and DOL regulations
  • Proactive compliance and legal support

Co-Fiduciary Services

• Investment Policy Statement (IPS) assistance and monitoring
• Ongoing investment monitoring
• Assistance with changes in investment options
• Performance reporting
• Ongoing investment recommendations
• Education services to plan committee
• Education and enrollment programs
• 404(c) assistance
• Qualified Default Investment Alternative (QDIA) assistance
• Plan search support/vendor analysis
• E&O insurance coverage ($10 million / $50 million)