Our Services
For individuals, we provide wealth management and financial planning services.
For retirement plan sponsors, we provide a thorough process to help plan sponsors evaluate, understand and implement comprehensive retirement programs:
Fiduciary Assistance
- Assist employer in addressing ERISA fiduciary requirements
- Assist investment committee with creating Investment Policy Statement (IPS)
- Monitor investment performance and replacement process
- Participate in Investment Committee meetings
- Conduct and deliver annual fiduciary review
Plan Sponsor Solutions
- Vendor analysis and fee benchmarking
- Executive compensation plan design and implementation assistance
- Plan analysis, design assistance, communication and implementation of:
- Legislative updates
- Marketplace changes
Participant Solutions
- Employee education and communication
- Help create plan/policy for employee retirement education and enrollment
- Help participants stay the course
- Help participants convert retirement savings into income at retirement
Investment Strategies
- Comprehensive proprietary research and analysis on an expanding universe of portfolio managers and investment products
- Complete objectivity in selecting investments and plan providers
- Expertise with non-qualified plans, rollovers and income generation for retired participants
- LPL’s Retirement Plan Consulting Program (RPCP)
- Limits sponsor risk exposure under ERISA 3(21) co-fiduciary rules, as well as IRS and DOL regulations
- Proactive compliance and legal support
Co-Fiduciary Services
- Investment Policy Statement (IPS) assistance and monitoring
- Ongoing investment monitoring
- Assistance with changes in investment options
- Performance reporting
- Ongoing investment recommendations
- Education services to plan committee
- Education and enrollment programs
- 404(c) assistance
- Qualified Default Investment Alternative (QDIA) assistance
- Plan search support/vendor analysis
- E&O insurance coverage ($10 million / $50 million)